The United States Department of Education is making bold moves toward cleaning house and we will talk about some of those that affect you as a parent of a soon-to-be college bound child directly. We do not want to leave out the millions of Americans that are returning to school and are the students themselves-but the largest percentage of school bound individuals are still under the dependent financial care of the parents. We titled this posting debt consolidation breaking news for a very good reason. That reason is as we go forward towards Halloween in the month of October it is time to start laying the groundwork for the upcoming winter school session in most parts of the United States.

As debt consolidation is being reformed in America today and with President Obama taken the reins on so many financial concerns it is important that you know something about the debt relief situation going on the country. While you may consider yourself well-versed in the basic modality of what debt relief actually is you need to understand how that relates to the student loan obtainment for your incoming freshman. There are literally millions of freshmen that enter colleges and universities and technical schools all across this great country of ours and it is important that the parents of these soon-to-be college educated children know where to turn to for advice and information about that all-important student loan issue.

The most breaking news that involves debt consolidation includes the actions of President Obama’s administration as well as the Department of Education directly. The administration has mandated through acts of legislation and other such legalities that the middlemen are now cut-out of the equation for all concerns about student loans. What this does right away is to save you, the American taxpayer, at the very least $500-$1000 a year in monies that was going toward the pavement of the third-party providers for student loans. Now that there is a direct-line of communication between you, the parent of the college-bound child, and the Federal government, which is the Department of Education, the streamlining of this form of financing of a college education is clearing up.

It always excites me when a new company emerges in a reasonably well-established industry, because it is sure to shake things up a bit. The new company will inevitably claim that it is revolutionizing the industry and the established industry leaders will set out to prove that they are not. Whatever the case may be, it usually ends up benefiting the consumer.

At first glance the company looks like a very shiny re-packaging of products already on the market and given that Stream Cosmetics is a subsidiary of Luminess Air this may well be the actual case. The product line is nicely designed, but in no way is the stylus, compressor or foundation revolutionary. It does come in a very cute quilted and shiny travel case or clutch, so that’s a nice touch, but it still doesn’t stop anyone who knows a bit about the industry from realizing there is nothing actually new on sale from Stream Cosmetics.

Their product range includes the usual foundations, blushers, highlighters, bronzers, eye shadows and a spray tanning addition. For non-airbrush application they are also selling liquid eyeliner in a felt-tip pen format – marketed as being like a temporary tattoo, concealers and finishing powders. First reports are that the foundation formula is a bit on the runny side and this may be something inherited from Luminess Air as well.

Where it gets really interesting is the business model they are putting forward. Even though they may not have the best product on the market Stream Cosmetics has made a bold choice in letting the bulk of their customers come through the multi-level marketing business opportunity they are offering. This may mean that thousands of women out there will be introduced to airbrushing through a friend who is a Stream Cosmetics consultant and of course buy from them without even considering the alternatives. When you look at it this way it is a very smart move on the part of Stream Cosmetics.